Sandwich, MA · Serving Cape Cod since 1987
Auto, home, flood, boat, business, life and health coverage from an independent agency built on personal, responsive service.
Free quote & insurance review with Helena: (508) 888-2766
Coverage
As an independent insurance agency, we work with a carefully selected network of respected carriers for personal, business, life, health and coastal property coverage.
Massachusetts and Cape Cod auto insurance. Saving your family money is more important than ever.
Protect your most valuable asset with affordable homeowners insurance.
Protect your investment with coverage for upgrades you’ve made to your unit–like remodeling a bathroom or kitchen.
When your belongings are damaged… When something is stolen from your car…
Did you know your home is more likely to be damaged by a flood than by fire?
Protect your boat and gain peace of mind. Get the most out of the things you own without the worry about the unexpected.
Whether you crave relaxed and leisurely sailing or feel the need for a little more speed, you need to be ready for the unexpected.
Whether you have multiple properties or a first-time landlord renting out your home, get the protection you need.
Fire, windstorms and vandalism can take a toll on your mobile home, your pocket–and your peace of mind.
When the road is calling you, the last thing on your mind is insurance. Our agency makes it easy to get the protection you need.
The freedom that comes with owning a motor home is worth protecting. Whether you use your RV as a home or on occasion.
Are your treasures really protected? Get peace of mind by covering for the replacement cost of your items.
Home and auto insurance coverage may not be enough. An umbrella policy can protect your assets and future earnings in the event of a lawsuit.
Keep special occasions special. Even the best-planned events are at the mercy of the unexpected.
A commercial auto insurance policy is required under most cases when the vehicle is used for business purposes.
A BOP contains many of the insurance coverages needed by most small businesses: property for building and contents, plus liability protection.
Fast, free & easy quotes. Small to large business workers’ compensation experts.
For residential and commercial builders, contractors, managers, design & build firms, specialty contractors, owners or public and private construction projects.
Intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources.
Protects you and your company if a client alleges a financial loss from an error or omission in the delivery of your professional services.
Protects your business against the loss or loss of use of company property: lost income, buildings, computers, money and valuable papers.
Corporate event, rock concert or local flower festival: be covered for unexpected occurrences that may spoil the big day.
Focus on occupancy and let us worry about the coverage, with exceptional customer service and competitive rates.
With long-standing experience we understand how restaurants work and which coverages are needed.
Secure your family’s financial future. We have Term Life, Universal Life, and Whole Life plans.
For individuals and families who cannot obtain health insurance through an employer, from numerous health insurance companies.
Available to individuals and families not covered on group dental insurance.
Income protection that is a must for a business owner and highly recommended for executives.
Care at home or in a facility when someone needs help with bathing, dressing and daily living due to an accident, illness or age.
A specialized life insurance policy designed to pay off your mortgage in the event of your death.
Accumulate tax-deferred earnings for retirement, with lifetime payments and a guaranteed death benefit for your beneficiaries.
Helena offers a free quote and insurance review at (508) 888-2766.
Coastal property coverage
Flood insurance must be obtained separately, and your home is more likely to be damaged by a flood than by fire. Ask us about flood, boat and marine, and personal watercraft coverage for life on the water.
Ask about flood coveragePolicy Service
We want to assist our customers any way we can. Change policy information, report claims or make a payment through our Policy Service Center.
By reporting your loss directly to the insurance company as soon as it happens, they can begin to handle your claim while keeping us informed and as involved as you need us.
Select your insurance company below. Carriers have extended hours and may be available when we are not. You can always contact our office to resolve billing questions.
Our insurance carriers include












About us
For decades, The Insurance Agency of Cape Cod has provided trusted insurance guidance to individuals, families and businesses throughout Cape Cod and Massachusetts. Based in Sandwich, our agency is known for personalized service, professional expertise and a strong commitment to protecting what matters most to our clients.
We believe insurance should be personal, responsive and built on trust. Our team is dedicated to delivering attentive service and long-term support for clients throughout every stage of life and business ownership.
Owner & President
Helena purchased the agency in 2006 and has continued to grow it through a strong commitment to client relationships, professional excellence and community involvement. She has served as President of the Cape Cod Insurance Association for more than 10 years and is a Board Member of the Massachusetts Property Insurance Underwriting Association (MPIUA).

Mascot
Perry joined the agency in 2011. Perry likes cold fish and good insurance.
[email protected]Now welcoming
Interns run the agency’s social media and marketing and learn a lot about insurance. No prior knowledge needed. Interested? Speak with Helena.
Free quote & insurance review
The fastest way to a quick, competitive quote: send a photo or scan of your current policy to Helena, or give us a call.
Blog
June 28th has been designated as “National Insurance Awareness Day”, a yearly reminder to review your insurance policies, your needs and your cost for these important coverages.
Read more about personal umbrella coverage with the agency.
Read more about individual disability income protection.
My first post!
Our new website is finally up. Thanks for reading our blog.
Contact
We welcome any questions, comments or suggestions you might have regarding our services.
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